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SHARMA JAIN& ASSOCIATES
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Business Advisory & Financial Consulting

Project report preparation, working capital financing, business valuation, project viability analysis, and strategic growth consulting.

Build Viable Business Cases to Unlock Commercial Capital

Expanding businesses often struggle to secure bank loans or institutional funding due to poorly drafted project reports or lack of realistic valuation models. Getting professional project appraisals is critical before making major capital investments.

Who Requires This Compliance?

SMEs planning capital expenditure (CapEx) or factory setups
Promoters looking for bank project funding, CC limits, or Term Loans
Companies needing business valuations for shareholder transactions

What is Included in Our Service?

  • Preparation of Detailed Project Reports (DPR) and CMA Data for bank loans
  • Structured business valuations using DCF (Discounted Cash Flow) and relative valuation methods
  • Working capital management advisory (Cash budget, current assets optimization)
  • Corporate restructuring planning (Mergers, acquisitions, spin-offs)
  • Due diligence investigations for joint ventures and partnerships
  • Assistance in project finance and subsidy schemes with government departments

Execution Workflow & Timeline

1

Information Gathering & Interviews

Deep-dive interviews with the management to map expansion plans, cost structures, and capacity targets.

2

Financial Modeling & CMA Compilation

Build robust financial projections, cash flows, and credit ratios (DSCR, Debt-Equity) formatted as per bank guidelines.

3

Draft Review & Valuation Analysis

Present the project viability report and draft valuation findings for board review.

4

Bank Liaison & Pitching

Provide technical backing to present the DPR to commercial banks or investors.

Documents Required Checklist

Prepare these files to ensure immediate review and submission of your cases.

Project Finance Onboarding

  • Last 3 years audited financial statements
  • Details of project site, lease agreements, and construction estimates
  • Quotations of machinery or capital items to be purchased
  • GST ledger books and promoter KYC files

Frequently Asked Questions

What is CMA data and why is it needed for bank loans?

CMA (Credit Monitoring Arrangement) data represents a systematic projection of a business's financials, past and future, detailing working capital requirements and profitability. Banks mandate CMA data to assess the creditworthiness of a business before approving working capital limits or term loans.

How do you determine the valuation of a company?

We use globally accepted methodologies, including the Income Approach (DCF - Discounted Cash Flows), the Market Approach (Comparable Company Multiples), and the Asset-Based Approach. The selected method depends on the industry, company lifecycle, and the purpose of the valuation.

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Received an IT, GST, or MCA compliance notice? Get direct liaison assistance from our senior team.

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